Below are described general tips on how to improve your credit score.

1. Always try to maintain a good track record of paying your bills on time. This will help you to enhance the credit score.

2. Be aware of the fact that when you miss a payment on any collection accounts and try to close the account the report of the account will always be there on your credit report. So try to avoid that.

3. Visiting a credit counselor will not affect your credit score or make you lose some points. Instead if you can manage your credit well then surely your score will improve in due course of time.

4. You should always try to keep your balances on credit card and other revolving credit card account as low as possible.

5. Try to pay off your debts instead of postponing the payment. Stop closing unused credit card accounts with a view to increase your score.

6. Avoid opening a number of new credit cards which you do not need in order to increase your score as this may put you in trouble later on.